Why is Adoption So Expensive?
As you begin to research adoption in Indiana, you will find there are numerous factors that add into the overall cost of your adoption. In addition to state laws, the main contributing factor to a difference in cost is the agency you choose.
American Adoptions of Indiana provides a transparent cost structure from the moment you contact our agency. Knowing what services you’re paying for can help you prepare financially and logistically for the road ahead.
If you have any questions about the costs associated with adoption or our adoption fees in particular, call 1-800-ADOPTION or contact us online. A specialist will be more than happy to provide the information you need or help you begin this life-changing journey.
What You Can Expect to Pay for During Your Adoption
Adoption involves services for both adoptive families and the birth parents. The costs associated with your adoption goes towards these essential services. In most cases the fees can be broken down into two categories: Agency fees and variable fees.
Agency Fees
Agency fees sound somewhat self-explanatory, as they cover the specific services provided by your adoption agency. Each agency will have different fees, so it is crucial to make sure you have a clear breakdown and full understanding of what is included.
When you work with American Adoptions of Indiana, our agency fees cover:
- Home study services
- Adoption coordination
- Counseling
- Hospital documentation
- Risk-sharing program
- Post-adoption support
Ultimately, you want to work with an agency that has fixed fees, so there are no added costs or surprises along the way.
We understand there is not only a large emotional commitment to the adoption process but a financial commitment as well. While some other professionals might raise costs as your adoption progresses and tack on different fees over time, we do not.
At American Adoptions of Indiana, our costs are fixed, meaning you won’t face unexpected, increasing expenses. Which is why believe in full transparency regarding costs from the very beginning. Contact us now to get a clear estimate of our fees for your adoption.
Variable Fees
Variable fees, which often go toward the birth mother’s living expenses, can change throughout the adoption process. Although “paid adoption” is illegal, birth mothers receive living expenses to help cover essential costs related to adoption and pregnancy.
Examples of living expenses may include:
- Transportation to doctor’s appointments
- Rent or utilities
- Maternity clothing
- Shelter or housing costs
Our agency can help you set a budget to manage variable fees. We strive to make the adoption process as straightforward and manageable as possible.
Protect Your Budget with Our Risk-Sharing Program
Our Risk-Sharing program protects adoptive families from financial loss in the event of a disruption—when a birth mother decides not to place her baby for adoption. In these cases, this insurance returns 100% of your money, allowing you time to emotionally heal without the added stress of a financial burden as well.
Many adoptive families receive refunds for unused funds initially designated for medical expenses. Your adoption specialist will keep you informed about any unused finances, which will be returned to you once the adoption is finalized.
Anytime you would like to discuss adoption costs, the process, or the services we provide, call 1-800-ADOPTION or fill out our online form to speak with a specialist. While adoption is a large financial commitment, it is also a priceless gift. We want to help your dreams of parenthood come true!
Disclaimer
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